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Unified Student Refinance Loan

The Unified Student Refinance Loan is a financing option for Alliant Credit Union members to consolidate several student loans into one private loan. This low-interest financing option helps reduce interest charges and will allow members to pay down their student debt faster.

Application Requirements:

  • Applicants must be a member of Alliant Credit Union. If you're not currently a member, become a member today.
  • Be of majority age pursuant to applicable law at the time of application or be an emancipated minor.
  • Not have defaulted on any private or government student loan.
  • Be a citizen or permanent resident of the United States. Cosigner(s) must be citizens or permanent resident of the United States.

See more information on the terms, conditions and underwriting conditions (including interest rate, credit requirements, etc.) .

To get access to the online loan application and to verify membership, applicant must obtain a special code by contacting Alliant Credit Union at (563) 585-3737 or 800-928-4328.

Important Information About Federal Student Loans

If you are thinking about consolidating existing federal loans into the Unified Student Refinance Loan, be sure you understand what important federal loan benefits you may lose. Benefits may include variety of repayment plans, assistance option such as deferment or forbearance, and loan forgiveness, cancellation and discharge programs. You can learn more about repaying federal student loans and certain benefits by contacting your current federal student loan servicer or going online to .