Loan Rates
Fair rates and terms to help you get ahead in life
Mortgage Rates | Home Equity Rates | Vehicle Rates | RV Rates | Credit Card Rates | Personal Loan RatesWhether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from Alliant Credit Union is a great way to help finance the big dreams you might not have cash for.
Make affordable monthly payments with fair rates that won’t leave you scrambling to make ends meet!
Mortgage Rates
Fixed Mortgage
| Rate | APR | |
|---|---|---|
| 30 Year Fixed | 4.625% | 4.708% |
| 20 Year Fixed | 4.500% | 4.614% |
| 15 Year Fixed | 4.125% | 4.269% |
| 10 Year Fixed In-House | 3.750% | 3.829% |
Adjustable Rate Mortgage
| Rate | APR | |
|---|---|---|
| 10/1 Year ARM | 4.00% | 4.080% |
| 7/1 Year ARM | 3.625% | 3.704% |
| 5/1 Year ARM | 3.250% | 3.323% |
| 3/1 Year ARM | 2.750% | 2.821% |
Rates are subject to change without notice. 30, 20, and 15 year fixed mortgage loans will transfer servicing to an investor. Quoted rates assume purchase money mortgage, single family, owner occupied dwelling with loan amount of $150,000 and a purchase price of $200,000 using a 30-day lock with a minimum credit score of 740. Changing these assumptions may change terms. Please contact a loan officer for more information.
Home Equity Rates
Home Equity
| Rate | |
|---|---|
| Home Equity Line of Credit | 3.75% |
All rates subject to change. No points, no annual fee, no application fee. Introductory rate good through December 31, 2018.
Vehicle Rates
New Titled and Untitled Vehicles
| APR | |
|---|---|
| 2 Years | 2.24% |
| 3 Years | 2.24% |
| 4 Years | 2.49% |
| 5 Years | 2.74% |
| 6 Years | 2.99% |
| 7 Years | 3.99% |
2013 - 2014 Vehicles
| APR | |
|---|---|
| 2 Years | 2.24% |
| 3 Years | 2.24% |
| 4 Years | 2.49% |
| 5 Years | 2.74% |
| 6 Years | 3.24% |
2011 - 2012 Vehicles
| APR | |
|---|---|
| 2 Years | 2.99% |
| 3 Years | 2.99% |
| 4 Years | 3.24% |
| 5 Years | 3.99% |
2007 - 2010 Vehicles
| APR | |
|---|---|
| 2 Years | 3.49% |
| 3 Years | 3.49% |
| 4 Years | 3.99% |
2006 and Older Vehicles
| APR | |
|---|---|
| 2 Years | 4.99% |
| 3 Years | 4.99% |
All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down. Some restrictions apply. Motorcycles now classified with vehicle rates and not RV rates. 7 year term offered only to new, untitled vehicles over $35,000.
RV Rates
2015 and Newer
| APR | |
|---|---|
| 3 Years | 3.24% |
| 4 Years | 3.49% |
| 5 Years | 3.74% |
| 6 Years | 3.99% |
| 7 Years | 4.99% |
| 8 - 10 Years | 6.99% |
2013 - 2014 RVs
| APR | |
|---|---|
| 3 Years | 3.24% |
| 4 Years | 3.49% |
| 5 Years | 3.74% |
2011 - 2012 RVs
| APR | |
|---|---|
| 3 Years | 4.49% |
| 4 Years | 4.74% |
| 5 Years | 5.49% |
2007 - 2010 RVs
| APR | |
|---|---|
| 3 Years | 4.99% |
| 4 Years | 5.49% |
All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down. Special RV Rates run from time to time, speak with one of our loan officers for more information.
Credit Card Rates
Credit Cards
| APR | |
|---|---|
| MasterCard Elite | 9.9% |
| MasterCard Regular | 12.9% |
All rates are subject to change. APR = Annual Percentage Rate.
Personal Loan Rates
Unsecured Loan
| Rate | |
|---|---|
| Please call for current rates. |
All rates subject to change.
